Leasing and Financing Solutions

Are you looking to get a new vehicle but aren't sure if you should purchase or lease it? At Planet Kia, our team of financing experts is here to help you and guide you through the wide range of financing and leasing options that are presented to you when looking for a new vehicle.

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Discover the Best Solution for Your Needs

There are many ways to purchase a new Kia vehicle at Planet Kia. You can finance your vehicle with great financing terms and at incredible interest rates as low as 0% or you can lease your vehicle with low monthly payments and flexible residuals. What if you're not sure where to start? That’s where our team of financing experts can help. They will help you decide which plan is right for you based on your needs. Keep reading for an overview of financing and leasing.

Financing

Financing is generally better suited for buyers who plan on keeping their vehicles for a long time. If you expect to keep your vehicle for more than five years, you're better off with financing it from the start. You can usually enjoy better interest rates and financing terms. You won’t ever find 0% leasing, but you most certainly can find 0% financing! Last but not least, if you drive more than 25,000 kilometres per year, financing is your best bet.

Leasing

Leasing is better for buyers who wish to replace their vehicles every three or four years without worrying about depreciation. It’s also a better option if you use your vehicle for work or for your business. Leasing is particularly great if you drive less than 25,000 kilometres per year and want the lowest monthly payment.

This is just an overview. Let our experts help you find the right plan for you today!